Branch Credit Manager-Rural

Responsibilities

Roles Responsibilities: - Conducting Credit Appraisal required for the loan to avoid Business Risk as per norms. - Maintaining Credit TAT to ensure the growth of business. - Delinquency management - Conducting Personal Visits to customers and doing root cause analysis of such cases. - Conducting Random Visits in order to cross check the authenticity of the Contact point verifications. - To manage post disbursement documents and partly disbursed cases. - Maintaining credit MIS and various management reporting as required - Manage Audit compliance for the branch and support in other operational activities. - Monitor and review the performance of the retail credit portfolio on a regular basis, providing recommendations for adjustment where necessary. Contribute to portfolio management programs i.e. limit increases, loan postponements etc. - Recommend process changes in order to improve service efficiency and quality across the assigned area. - Recommend improvements to processes and policies across the Retail Banking business to drive operational efficiencies and high - quality customer service. Educational Qualifications: Graduation Any Field Experience 2 years of experience in credit